Consolidated Statements of Cash Flows（JGAAP）
(unit：million yen）
| 2024.03 | 2025.03 | |
|---|---|---|
| Cash Flows from Operating Activities | ||
| Profit before income taxes | 7,086 | 7,713 |
| Depreciation | 1,675 | 1,693 |
| Impairment losses | 679 | 85 |
| Increase (decrease) in allowance for loan losses | (760) | (1,395) |
| Increase (decrease) in retirement benefit liability | (190) | 150 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | 2 | 3 |
| Increase (decrease) in provision for share-based payments | 7 | (48) |
| Increase (decrease) in provision for reimbursement deposits | (39) | (29) |
| Increase (decrease) in provision for loss on interest repayment | (6) | 0 |
| Interest income | (51,878) | (51,452) |
| Interest expenses | 16,652 | 16,761 |
| Loss (gain) related to securities | (661) | (1,091) |
| Foreign exchange losses (gains) | (0) | (0) |
| Losses (gains) on disposal of non-current assets | 142 | 35 |
| Net decrease (increase) in trading securities | 9 | 69 |
| Net decrease (increase) in loans and bills discounted | (12,448) | (41,131) |
| Net increase (decrease) in deposits | 116,763 | 121,326 |
| Net increase (decrease) in negotiable certificates of deposits | (91,538) | (64,343) |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | (2,846) | (1,733) |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | (148) | (490) |
| Net decrease (increase) in call loans | (4,096) | (3,590) |
| Net change in call money (decrease） | (20,000) | ― |
| Net increase (decrease) in cash collateral received for securities lent | ― | 20,120 |
| Net decrease (increase) in foreign exchanges-assets | 2,312 | 277 |
| Net increase (decrease) in foreign exchanges-liabilities | 72 | 3,151 |
| Interest received | 50,632 | 51,920 |
| Interest paid | (16,026) | (17,002) |
| Other, net | (17,569) | 4,959 |
| Subtotal | (22,173) | 45,957 |
| Income taxes refund (paid) | (2,795) | (1,844) |
| Net cash provided by (used in) operating activities | (24,969) | 44,113 |
| Cash Flows from Investing Activities | ||
| Purchase of securities | (75,293) | (122,509) |
| Proceeds from sale of securities | 25,959 | 54,615 |
| Proceeds from redemption of securities | 64,498 | 90,192 |
| Purchase of tangible fixed assets | (2,304) | (605) |
| Proceeds from sale of tangible fixed assets | 1,185 | 116 |
| Purchase of intangible fixed assets | (1,026) | (983) |
| Net cash provided by (used in) investing activities | 13,019 | 20,825 |
| Cash Flows from Financing Activities | ||
| Dividends paid | (1,178) | (1,334) |
| Dividends paid to non-controlling interests | (1) | (1) |
| Purchase of treasury shares | (131) | (1) |
| Proceeds from sale of treasury shares | 19 | 86 |
| Net cash provided by (used in) financing activities | (1,292) | (1,250) |
| Effect of exchange rate change on cash and cash equivalents | 0 | 0 |
| Net increase (decrease) in cash and cash equivalents | (13,241) | 63,688 |
| Cash and cash equivalents at beginning of period | 217,522 | 204,280 |
| Cash and cash equivalents at end of period | 204,280 | 267,968 |
