Consolidated Statements of Cash Flows（JGAAP）
(unit：million yen）
| 2022.03 | 2023.03 | |
|---|---|---|
| Cash Flows from Operating Activities | ||
| Income (loss) before income taxes and minority interests | 8,805 | 8,186 |
| Depreciation | 1,675 | 1,803 |
| Losses on impairment of fixed assets | 504 | 66 |
| Increase (decrease) in reserve for possible loan losses | 551 | 525 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | 5 | 5 |
| Increase (decrease) in retirement benefit obligations | 124 | 150 |
| Increase (decrease) in reserve for directors’ retirement benefits | 1 | (7) |
| Increase (decrease) in reserve for share-based compensation | 3 | 38 |
| Increase (decrease) in reserve for reimbursement deposits | (11) | 0 |
| Interest income | (32,347) | (41,767) |
| Interest expenses | 1,476 | 8,600 |
| Securities losses (gains), net | 298 | 772 |
| Foreign exchange losses (gains), net | (0) | (2) |
| Losses (gains) on disposition of fixed assets | 23 | 101 |
| Net decrease (increase) in trading securities | 107 | 14 |
| Net decrease (increase) in loans and bills discounted | (70,683) | (8,668) |
| Net increase (decrease) in deposits | 81,060 | 58,317 |
| Net increase (decrease) in negotiable certificates of deposits | 11,738 | (13,818) |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 59,662 | (82,808) |
| Net decrease (increase) in due from banks (excluding due from central banks) | (259) | 42 |
| Net decrease (increase) in call loans | 4,793 | (9,400) |
| Net change in call money (decrease） | (4,428) | 50,000 |
| Increase (decrease) in payables under securities lending transactions | 99 | (1,239) |
| Net decrease (increase) in foreign exchange assets | (1,366) | (1,073) |
| Net increase (decrease) in foreign exchange liabilities | (19) | 4 |
| Interest and dividend income | 32,082 | 40,181 |
| Interest expenses | (1,436) | (6,983) |
| Other–net | (4,485) | 4,904 |
| Subtotal | 88,074 | (72,054) |
| Cash refunded (paid) in income taxes | (3,466) | (2,563) |
| Net cash provided by (used in) operating activities | 84,608 | (74,618) |
| Cash Flows from Investing Activities | ||
| Payments for purchase of securities | (77,267) | (111,882) |
| Proceeds from sale of securities | 10,807 | 20,503 |
| Proceeds from redemption of securities | 44,276 | 47,430 |
| Payments for purchase of tangible fixed assets | (1,313) | (1,715) |
| Proceeds from sale of tangible fixed assets | 120 | 220 |
| Payments for purchase of intangible fixed assets | (962) | (508) |
| Net cash provided by investing activities | (24,338) | (45,951) |
| Cash Flows from Financing Activities | ||
| Cash dividends paid | (1,178) | (1,177) |
| Cash dividends paid to non-controlling interests | (8) | (1) |
| Payments for repurchase of treasury stock | (1) | (1) |
| Decrease in subordinated borrowings | (5,000) | ― |
| Proceeds from sale of treasury stock | 41 | 13 |
| Purchase of shares of subsidiaries not resulting in change in scope of consolidation | (884) | ― |
| Net cash provided by (used in) financing activities | (7,030) | (1,167) |
| Foreign currency translation adjustments | 0 | 2 |
| Net increase (decrease) in cash and cash equivalents | 53,229 | (121,734) |
| Cash and cash equivalents at the beginning of the fiscal year | 286,016 | 339,256 |
| Cash and cash equivalents at the end of the fiscal year | 339,256 | 217,522 |
